Fees & Financial Aid 

    Student Loans

AGAUR Loans

The Barcelona GSE is pleased to announce that successful Spanish applicants to our Master programs are eligible for student loans provided by two of our private partners (Banc Sabadell, and "la Caixa") through the AGAUR agency of the Catalan government. The GSE regrets that these loans are limited to Spanish students and is currently seeking financial partners to offer loans to international students.

These loans are awarded on a rolling basis although it is recommended that students apply for them by May 30.

There are two types of loans:

Type A: a loan which covers program tuition

Type B: a loan which covers program tuition and living expenses paid in monthly installments

The maximum amount available to students is 30,000 €.

The loans come with the following financial conditions:

(for the most up-to-date and accurate information about loan conditions, please visit the AGAUR web page)

a) Term of loan – maximum of 10 years

b) Repayment of the loan begins upon completion of studies although it is possible to delay the start of repayment an additional year.

c) Interest on the loan is the one-year Euribor rate + 1.50% with annual revision.

d) There is no start-up or review fee.

e) Early loan repayment fee: 1%

f) The loan is considered a tax write-off for fiscal residents of Catalonia.

To be eligible for the loans you must prove that you hold an undergraduate degree and that you have been admitted to one of our Master programs.

You may apply for the loans either to the Barcelona GSE or in person or by mail to the Agència de Gestió d'Ajuts Universitaris i de Recerca (Via Laietana 28 2a planta, 08003 Barcelona). In addition to the completed and signed application form, the following documentation must be submitted:

a) photocopy of Spanish ID document or passport of applicant

b) Barcelona GSE letter of acceptance

c) certified photocopy of university diploma or document indicating that you are waiting to receive one

d) official statement of income (only for type B loans)

e) a letter of credit from your home bank, or collateral